Trust & Compliance
How Muiaa Limited, the company behind ChamaConnect, protects your Chama's data and works toward recognized security standards.


ODPC Registered Data Controller & Processor
Muiaa Limited is registered with the Office of the Data Protection Commissioner (ODPC), Kenya, as both a Data Controller and a Data Processor under the Data Protection Act, 2019. This registration is a legal requirement for organizations that collect and process personal data in Kenya, and confirms we are recognized by the regulator for the lawful, fair, and transparent handling of your Chama's data.

ISO/IEC 27001 — Alignment in Progress
ChamaConnect is not yet certified against ISO/IEC 27001, the international standard for information security management systems. We are working toward aligning our internal security practices with the standard as our platform and team mature. We reference the official ISO/IEC 27001 publication as the standard we are working toward, not as a claim of certification.
We will update this page the moment formal certification is achieved.
Security & Data Practices Today
Encrypted in Transit
All traffic to and from ChamaConnect is sent over encrypted (HTTPS) connections.
Role-Based Access Control
Sensitive group actions are gated by office-bearer roles (chairperson, treasurer, secretary), so only authorized officers can approve loans, manage members, or record welfare beneficiaries.
Audit Trail
Key financial and administrative actions are logged, giving groups a traceable record of who did what and when.
Our Partners
ChamaConnect works alongside organizations that share our mission of empowering savings groups across Kenya.
What Chama Groups Are Saying
Feedback from treasurers, chairpersons, and members running their groups on ChamaConnect.
Everlyne Chepkoech
Treasurer · Kiptenden Table Banking Group
“We used to spend hours reconciling contributions on a notebook every meeting. Now the totals are just there, correct, before we even sit down.”
Mutuku Kioko
Chairperson · Athi Builders Sacco
“Loan approvals used to cause arguments because nobody could agree on the numbers. ChamaConnect settles it - the schedule is right there for everyone to see.”
Wanjiku Nderitu
Secretary · Ndumberi Women Fund
“Members can finally see their own contribution history without calling me. That alone cut my workload in half.”
Odhiambo Achieng
Member · Kondele Merry-Go-Round
“I joined from Mombasa while the rest of the group is in Kisumu. Distance was never a problem because everything runs through the app.”
Naliaka Wafula
Treasurer · Bungoma Farmers Welfare Group
“The welfare payouts used to take weeks to organize. Now a claim gets logged, approved, and disbursed in days.”
Kiptoo Langat
Chairperson · Kericho Tea Pickers Sacco
“Dividends used to be the most stressful week of the year for me. This year I generated the report in an afternoon.”
Achieng Otieno
Member · Milimani Savings Circle
“I like that I get a notification the moment my contribution is recorded. No more wondering if my money reached the group.”
Cherotich Ruto
Secretary · Eldoret Boda Riders Fund
“Our group grew from 20 to 90 members and record keeping never became the bottleneck it would have been on paper.”
Mwangangi Musyoka
Treasurer · Machakos Traders Table Bank
“Fines used to be a source of tension. Now they're calculated automatically and nobody feels singled out.”
Adhiambo Owuor
Chairperson · Homa Bay Fisherfolk Sacco
“Guarantor tracking was our biggest headache before. Now every loan shows exactly who backed it and what their exposure is.”
Read More
For the full detail on how we handle your data and what you agree to as a user, see our policies below.